Claim rejected: not eligible (service period / pension)

• EPFO Member Passbook / Service HistoryTo verify exact completed years of contributory service, NCP days, and pensionable salary.
• Scheme Certificate Application (Form 10C)Mandatory for service exceeding 10 years to preserve pension rights until age 58.
• Monthly Pension Application (Form 10D)For members with 10+ years of service claiming monthly pension upon reaching age 58 (or reduced pension at 50).

Steps

1. 1

   Check Total Service & NCP Days in Passbook

   Log in to the EPFO Passbook portal to view exact total service years, non-contributory period (NCP) days, and wage history.

2. 2

   Calculate Pension Withdrawal Benefit (Table D)

   For service under 10 years, withdrawal amount is determined strictly by Table D multiplier against pensionable salary (not your accumulated pension contribution balance).

3. 3

   Apply for Scheme Certificate (Form 10C) if service > 10 years

   Submit Form 10C selecting 'Scheme Certificate' instead of cash withdrawal to preserve pension eligibility for age 58.

4. 4

   Apply for Monthly Pension (Form 10D) at age 58

   Once you complete 10 years of service and reach 58 years of age, submit Form 10D for monthly pension disbursement.

Fees

• Eligibility CheckFree

Fees change. Confirm the current amount on the official portal.